Terms of Service

Please note that all defined terms used in this document (as highlighted in bold text) are as set out in the table at the end of this document. By registering an account with Nimbla Limited via the website, “app.nimbla.com” (referred to as 'Nimbla'), You will be deemed to have read and accepted the Terms. Please read these Terms carefully and if You have any questions please email Us at support@nimbla.com and do not register an account until You are comfortable with these Terms. This information should be read in conjunction with the Privacy Policy available at www.nimbla.com as well as the applicable insurance policy documents. Specific insurance policy terms and conditions will prevail over any of the terms below should any contradiction arise.

About Nimbla

Nimbla Limited is an appointed representative of Ambant Underwriting Services Limited, a company authorised and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities. Nimbla Limited is registered in England and Wales with company number 12406548, and whose registered office is at 133 Whitechapel High Street, London, England, E1 7QA.

Nimbla is a flexible cloud-based credit control and trade credit insurance platform allowing You to monitor and limit Your trade credit exposure. This service is made possible either through easy integration with Your Accounting Software, allowing Us access to real time information regarding Your trading history, or on an invoice by invoice basis.

Nimbla Limited may transfer its rights and obligations under these Terms to another organisation.  We will always tell You in writing if this happens and We will ensure that the transfer will not affect Your rights under the contract.

Accuracy of Information

Nimbla is able to offer analysis by reviewing the Accounting Data You provide alongside aggregatedAccounting Data provided by all of Our Users. When You register withNimbla You warrant that You will maintain accurate and up to date records of Your trading history with relevant third parties. You confirm that You will not manipulate, distort or otherwise provide inaccurate information in a manner that may lead to a misleading representation of any third party, to the Nimbla service directly or through Your Accounting Software.

The analysis generated by Nimbla Limited is provided for general information only and is based on information that You provide. Although We make reasonable efforts to update the information on Nimbla, We make no representations, warranties or guarantees, whether express or implied, that the information on, or generated by, Nimbla is accurate, complete or up to date.

By agreeing to these Terms You warrant that You possess all necessary consents or waivers to grant Us access to Your Accounting Data, and that We have the right to freely use this information as stated in these Terms.

Nimbla Limited may, from time to time, request that You verify any Accounting Data You have provided to Us, andconfirm that You will cooperate with such requests, providing any requested information and assistance as We may reasonably require and You will do so at Your own cost.

We amend these Terms from time to time.  We may also update and change Nimbla from time to time to reflect changes to Our products, Our Users’ needs and Our business priorities.  We will try to give You reasonable notice of any major changes.

Payment

The Nimbla service is currently free of charge to join. Should We introduce a charge for a subscription at a later date, You will be given reasonable notice via email prior to any restrictions to the service available to You as a free user in advance. You will be under no obligation to become a paying subscriber and may choose to close Your Nimbla account at any time.

Insurance products are available at additional cost to You. Estimated prices will be available from withinNimbla and final quotes for insurance premiums will be made clear prior to the purchase of any insurance product from Nimbla Limited.

Nimbla Limited is under no obligation to offer or provide insurance.

We do not guarantee that Nimbla, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of Nimbla for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access Nimbla through Your internet connection are aware of these Terms and other applicable terms and conditions, and that they comply with them.

Use of material on the Website

We are the owner or the licensee of all intellectual property rights in Nimbla, and in the material published on it and/or generated by it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

End of Service

Should Your membership be cancelled at any time, access to related features will be immediately suspended.

Access to the Nimbla service maybe terminated should either party be found in breach of these Terms. In such instances, written notice must be provided to the other party, and termination shall occur if the breach has not been rectified within 30 days. Termination shall nullify any further liability for performance of the Nimbla service to You.

Should Your access be terminated, or if You choose to close Your account with Nimbla, You may request that W delete any information We hold relating to You. Please contact support@nimbla.com if You would like Us to do so.

We may delete, and without notice to You, all information held by Nimbla Limited relating to You should Your access to the Nimbla service be terminated or if You choose to close Your account.

Accounting Data that has been anonymised and cannot be directly or indirectly linked to You or Your Firm may remain with Nimbla.

Compliance with Relevant Law

We undertake to comply with the Act and all other applicable UK statutes, laws, regulations, directives or requirements made by any government authority or equivalent regulatory body with relevant jurisdiction relating to the protection of Personal Data.

The Act applies to Personal Data. Any Personal Data You enter into the Nimbla service will be protected by the Act, as well as correspondence with Nimbla Limited.

You are responsible for the accuracy of this data and are liable for any damage resulting from Your failure to provide accurate data.

We may from time to time use Personal Data regarding Your customers that You have provided either directly or indirectly through Your Accounting Software. This Personal Data may be used to chase payment, instruct debt collection agencies or claims processing agencies. Personal Data of Your customers may be passed to those third parties involved in providing the Nimbla service (including, without limitation, Our group companies) and as applicable laws may permit. You must have authority to provide Us with this information and to authorise Us to process this personal data as described in these Terms.

Liability

If You are in breach of these Terms you agree to indemnify us in respect of any and all direct losses, costs or damages (including reasonable legal fees) incurred by Us in relation to or arising out of such breach.

We do not exclude or limit in any way Our liability to You where it would be unlawful to do so.

We exclude all implied conditions, warranties, representation sor other terms that may apply to Nimbla or any content on it.

We will not be liable to You for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, Nimbla; or
• use of or reliance on any content displayed on the Website.

In particular, We will not be liable for:
• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.

Security

We do not guarantee that Nimbla will be secure or free from defects and/or faults.

You are responsible for configuringYour information technology, computer programmes and platform to access Nimbla. You should use Your own virus protection software. You should keep your account details(including any passwords) safe and not disclose them to any third party.

You must not use Nimbla in any way which causes, or may cause, damage to the software or performance of Nimbla or interferes with any other person’s use or enjoyment of it, or use Nimbla in any way which is breach of any applicable law, regulation or governmental order.

Other Terms

You may not assign, license or transfer any of Your obligations under these Terms to a third party. Nimbla Limited may freely assign its rights and obligations under these Terms.

Should either party fail to, or delay, exercise of any right or solution available under these Terms, this will not impede that party’s ability to exercise such rights in the future. A waiver granted relating to a breach of these Terms shall not extend to any further breaches.

These Terms, in conjunction with any related documents specified within these Terms, shall constitute the whole agreement between both parties.

Each provision or part of a provision included within these Terms is separately enforceable. Should part of a provision be deemed unenforceable or invalid by a court or other administrative authority with relevant jurisdiction, all other provisions and parts of that provision remain enforceable.

Should a provision or part of a provision be found unenforceable in its current form, but would be enforceable with the removal of words within the relevant provision, then the provision shall apply with such modifications deemed necessary.

A person not party to this agreement has no rights, under the Contracts (Rights of Third Parties) Act 1999, to enforce any of these Terms, however this does not affect any right or remedy that exists or is available apart from that act.

These Terms are governed by English law. Both parties agree to the exclusive jurisdiction of the courts of England and Wales to settle any dispute or claims (including non-contractual disputes or claims).

Definitions

"Nimbla"
The web service available from  the website app.nimbla.com. An online platform to monitor risk and insure  invoices against counter party insolvency and bankruptcy. Nimbla may also be  referred to as the 'App', the 'Website' or the 'Service'.

"Nimbla Limited/ We/Us/Our"
Nimbla Limited, company number 12406548, whose registered office is at 133 Whitechapel High Street, London,  England, E1 7QA.

"Terms"
The terms and conditions as  detailed within this document and as pertaining to the use of Nimbla.

"You/Your"
The individual using the Nimbla service, with all necessary authority to act as a representative of the organisation or individual with ownership of the Accounting Data.

"Your Firm"
The business entity whose Accounting Data You have shared with Nimbla.

"Accounting Data"
Information relating to Your past and present invoices, accounts payable and other data made available through integration with Your Accounting Software or entered by You into the App.

"Accounting Software"
Software used by You (and / or Your Firm) to manage Your Accounting Data.

"Personal Data"
Information provided by You directly or indirectly, from which You or a third party may be identifiable.

"the Act"
The Data Protection Act of 2018.

"Our Users"
Registered users of Nimbla.