As a small business offering goods and services, you may become vulnerable if one of your customers becomes insolvent or goes into administration. Unexpected losses can be devastating. Invoice insurance protects you against insolvent customers so you can trade with security and confidence.

Tell us about the invoice you want to insure.

We'll assess the risk and calculate the price in seconds.

We'll tell you how little it will cost.

Insure one invoice or several, we've got your back.

How does pricing work?

Let’s say you take out invoice insurance on a £50,000 invoice. You will receive 90% back in the event of an insolvency claim. We would then pay you £44,930 once everything is verified. If you don’t have insurance, then you would lose almost everything, so it’s always better to be safe than sorry.

£50,000 invoice is protected on 90% cover with single invoice insurance. The price of this insurance isroughly £70 for an invoice this size depending on credit rating and term dates. Deductible iscomparable to the excess you see with other insurances. This means that in the event of a claim, youget back the £44,930, Without single invoice insurance you would lose £50,000.

Credit Rating

We use industry leading credit rating agencies to check the credit rating of your customer to understand how likely they are to pay your invoice.


Invoice Value

As with other insurance policies, a small amount will be cheaper to insure than a large amount. We can insure invoice of up to £100,000.


Payment Terms

You're insured for as long as your invoice isn't paid, up to 12 months. With longer payment terms, the risk of your customer becoming insolvent increases and that's factored into the price.


Payment Behaviour

We look at whether your customers pay other suppliers on time. Paying slightly late isn't a problem, but if they've started paying later and later, we'll take that into account.

Can my business afford invoice insurance?

Nimbla aims to protect your business from insolvent customers. As a small business, you may have doubts about a customer’s ability to pay. If they go bankrupt, it can potentially leave your business in a perilous situation. With invoice insurance, you can safeguard against this risk and continue to trade with security and confidence.

Frequently asked questions

Who can use Nimbla?

Every UK-registered business (including sole traders) doing business with UK-based limited and public limited companies.

Will I get the full amount back?

Not everything as there’s a standard deductible charge of 10%. We aim to pay you within 30 days once your claim has been approved.

Can I claim for late payments?

No, you can’t claim for late payments. Nimbla invoice insurance covers non-payment in the event of insolvency.

What is the maximum amount I can insure?

The maximum amount you can insure for a single invoice is £100,000. You can insure multiple transactions from the same buyer.